When you take on debt, you are just robbing your future self of money. After all, any money you make in the future will be used to pay off that debt.

If only I had learned that lesson when I was a college student applying for student loans long ago.

Student Loans

Over 45 million Americans are currently burdened with student loans.

The average American owes over $37,700 in student loan debt. 

Collectively, Americans owe over $1.7 trillion in student loan debt.

It takes a lot of luck and extraordinary circumstances to get your student debt canceled. Forbearance is just another word for temporary suspension of repayments. And you should not hold your breath waiting for congressional action to offer student loan debt relief.

However, if you are highly skilled and educated and willing to move to another state for up to four years, you may be able to get your student loan debt paid off.

Here are three states that will pay off your student debt if you move there.


Are you a dentist, physician, registered nurse, or physician assistant? If you move to Georgia, then you can be awarded $10,000 to $25,000 annually for four years to repay your student debt. 

Just apply for the Loan Repayment Program on the official for the Georgia Board of Health Care Workforce.

What’s the catch? You will have to work 40-hours or more weekly in a small, remote, and rural town with a population of 50,000 residents or less. 32 hours per week must be spent dealing with patients. The remaining 8 hours can be spent on administrative tasks.

You can opt to live in small cities and towns like Lincoln, Monroe, and Polk. Each city is about an hour away from Atlanta.

The application cycle runs from September 1 through December 1, 2021.


If you are a dentist, doctor, nurse, certified nurse-midwife, pharmacist, mental health provider, or physician assistant searching for student loan relief, you should consider moving to California.

The California State Loan Repayment Program, or SLRP, will pay up to $50,000 to pay off your student loan debt.

You will have to work in the public sector with disadvantaged people or with a non-profit organization. These will be areas with shortages of available health care professionals.

You will have to commit to at least part-time for two to four years.

The application deadline is September 15, 2021.


Texas has no state income tax and is one of the states with the lowest cost of living standards in the country. And if you are a health care provider, teacher, or lawyer, the state of Texas will pay off your student debt to move there.

Depending on your qualifications and the program you apply for, Texas will pay anywhere between $4,800 to $180,000 to settle your outstanding student loan debt.

You apply and inquire about application deadlines via phone numbers or email supplied on each application.

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