Guy looking at a laptop making a lot of money.

Whether you’re a part-time or full-time employee, it doesn’t hurt to make extra money. There are many ways to generate cash, and some of them require less time and effort, while others demand your full attention and commitment.

It’s possible to still earn some cash with little to no effort at all. Thanks to savvy shopping strategies, investment tools, and some apps, you can get cash fast without doing much. Some may take some time and effort, but they’ll set you up to earn passive income for the long term.

Here are eight easy ways to earn cash with little effort:

  1. Take Advantage Of Cashback Offerings On Credit Cards

Credit cards sometimes offer cashback to clients as a reward for making purchases. That means for every purchase you’ll make, your credit card company will give a small percentage of your money back.

Of course, the percentage will differ between categories and credit cards. For instance, one type of credit card offers 1.5% cashback on all purchases. Another might offer 1% of cashback on most of your purchases, but 4% on gas and travel purchases. You can use an app to help you figure out which specific credit card offers the best cashback for one particular category.

Keep in mind, though, that you usually need to reach a specific threshold of payment to enjoy some cashback. Also, cards will often allow users to redeem their cashback as “points” and use them to buy items directly from the website of the credit card company.

  1. Rent Your House

One of the best ways to make money easily is to rent your house through Airbnb platforms. This is mainly an ideal move if you have plans to go somewhere away from home for a lengthy period. By renting your home to renting companies, you’ll have the chance to earn about $20,000 annually, depending on the rental rates of your region. While it’s true that this one’s a quick way to make cash, it would be best to check with the local authorities first since it might be illegal to rent your house for a lengthy time in your area because of occupancy contracts. Nevertheless, it’s still an excellent idea to rent your home out instead of leaving it empty when you decide to be away for a while.

  1. Do Online Surveys

One method of making money today that’s gaining traction is filling out online surveys. The good thing about it is that you can do it in your spare time. Research companies are constantly recruiting new members from around the world to answer survey questions and test new products.

It only takes a few minutes to an hour to fill out survey forms and make a few bucks, which you’ll receive as cash or rewards. For some surveys, you can get up to five dollars each!

Some apps even pay you for only watching videos, surfing the web, and playing games.

  1. Invest In Index Funds

Index funds are essentially a type of mutual fund with a portfolio constructed to match or track the components of a financial market index.  A popular index fund is the S&P 500 which has grown by more than 2,000 percent over the last 40 years. Thus, one can conclude that it’s a relatively stable and safe fund to invest in. However, you likely won’t stand to gain or lose as much money as you would when investing in individual stocks.

  1. Sell Some Stuff Online

You can set up an account on OLX, Amazon, eBay, Etsy, and other popular online selling platforms to earn extra money effortlessly. You can sell household items and clothes that you no longer need as secondhand goods. Selling some stuff online isn’t only going to help you turn old clothes into cash, but it also helps the environment by eliminating the chances of stuff being dumped into waste bins even if they can still be useful to others. Online selling is something that you can handle despite engaging in other, more demanding activities.

  1. Search The Web And Get Paid

Searching the web is something that you do almost every day, but what if you could earn extra cash from it? It’s safe to say that it’s one of the quickest ways to make money since it doesn’t require a change of behavior from you. Some websites will give you rewards for searching in Yahoo, Bing, Google, and other search engines. All you have to do is to install an add-on to your browser so that when you search, a few sponsored results will come out alongside your normal search.

  1. Refer People To Apps

Referral credit is something valuable and is as good as cash, primarily if you use an application often enough. Everlane, Spier & Mackay, Proper Cloth, Seamless, Lyft, and Uber are some of the companies that have apps offering credits to each person from your referrals who make use of the app to buy something.

  1. Act As A Referral Source For Some Local Businesses

Most local, small businesses like home improvement companies, electricians, and landscapers rely on word-of-mouth to spread the news about their products and services. That said, some of them don’t mind paying referral fees for individuals to help spread positive words about their businesses. So, when your plumber comes over to fix something in your home next time, ask if they offer referral bonuses. Take advantage of the fact that they did an excellent job and recommend them to someone you know.


As you have seen, there are various ways to earn cash with little effort. While this list isn’t exhaustive and there are still a lot of options out there that you can explore, the ones above are some of the best methods you can try. Pick one or two now and start making extra money, even in the comfort of your own home.

For more great savingadvice articles, read these:

Thirty eight ways to make extra money

One hundred ways to make an extra $100 this month

Ways to make up to $1,000 every month