Here’s When You Need Payment Protection Insurance
There are so many different types of insurance available for different reasons. Some of them are absolutely critical if you’re a savvy consumer. On the other hand, many either aren’t necessary or depend significantly on the situation. If you’re not familiar with a type of…
You Can Save More Money by Not Having Health Insurance
To put it simply, health insurance is usually expensive. For some households, it costs so much that paying for it is a financial strain. For others, an outright impossibility. To many, it feels like a burden. Particularly if they aren’t getting much use out of…
You Need More Life Insurance If You Have Any of These Life Changes
When you get a life insurance policy. The policy is associated with a specific payout. Often, how much life insurance you need doesn’t remain steady throughout your life. Instead, as certain events occur, increasing your life insurance policy is generally a wise move. If you…
What Happens to Your Mortgage When Your House Burns Down?
The western US coast has seen one of its worst fire seasons on record. Amidst an already financially devastating pandemic, people’s homes and livelihoods have burned to the ground. This is an absolutely tragic outcome, and everyone should be prepared for disasters like these. Getting…
Everything You Need to Know About Buying a Term Life Insurance Policy
Term life insurance is the most affordable type of coverage; it comes with the lowest premiums and, sometimes, has a cash value that you can settle for prior to the end of the agreement. When you’re learning about the different types of life insurance, you’ll…
Why It’s Getting Harder for Older People to Get Life Insurance
The coronavirus pandemic has made waves in pretty much every industry. Life insurance, being an industry that thrives on interest built on their cash reserves, is no exception. Not only that, but there are obvious health risks that make it harder to get life insurance…
Don’t Miss Your Chance! Here Are the New Open Enrollment Dates
State Open Enrollment Period for 2019 Alabama November 1, 2018, through December 15 Alaska November 1, 2018, through December 15 Arizona November 1, 2018, through December 15 Arkansas November 1, 201,8 through December 15 California October 15, 2018, through January 15, 2019 Colorado November 1,…
These are the State Farm Insurance Hours of Operation
We’ve all seen the popular State Farm commercials. You sing the jingle and, poof, a State Farm agent appears to help you. However, that isn’t really accurate. Although the insurance company is available much of the time, there are State Farm Insurance hours of operation…
21 Reasons Dave Ramsey Sucks at Giving Credit Score Advice
There are huge disadvantages of having no credit score. I actually know this better than most. After living over ten years in Japan, I came back to the US naively assuming that the credit history I had built over there would transfer back to the…
Affordable Insurance: What You Need to Know to Budget for Any Type of Insurance
Affordable insurance is available for every type of insurance that you might need in your life. However, you have to do some research to be able to get it. More importantly, you need to do some serious thinking about what’s right for you. After all,…