Category: Credit Cards

About once a year, I do a review of all of my credit cards. I check to make sure that I’m utilizing them in the best possible ways. Moreover, I look into new credit cards, just in case there is something else out there that…

These days there are so many different ways to monitor for fraudulent charges on a credit card. You should be in a position to notice such charges almost immediately. As soon as you do, you should take action. The faster you address the issue, the…

Credit Karma truly changed the game a few years ago when they began to offer free credit reports. They also give you your credit score for free. Prior to this, you had very few options for accessing this important information. Now, thanks to their innovation,…

In some cases, when a person takes out a student loan, they get more cash than they need to cover their tuition, housing, and other college costs. When this happens, figuring out what to do with the excess can be challenging. At times, the simplest…

If you receive an unsolicited credit card in the mail then there is a problem. It is illegal for companies to send you a card that you did not request. However, it’s possible that you’ve received something different such as a pre-screened offer of credit…

If you’re looking for a new credit card, it’s easy to become overwhelmed by choice. There are hundreds of options to choose from, spread across more than a dozen issuers (not including store cards). To put it simply, narrowing down the list of those that…

I have been a freelance writer for more than ten years. In other words, I have learned to live with uncertainty when it comes to when my income will come in. As a result, I’ve learned to live with debt from time to time. Therefore,…

I have really been struggling financially in the past year or so. When COVID-19 hit, things obviously got even tighter. Therefore, I was thrilled to learn that many of my credit cards and other lenders offered the opportunity to waive payments. This is incredibly helpful….

I use several different personal finance apps. However, I recently realized that I don’t have any credit card apps. I’ve heard about them here and there. I hadn’t ever really researched them, though. I wasn’t sure if they could serve any purpose for me, but…

In the United States, household debt has been on the rise. In total, about $870 billion is owed on credit cards alone. Among Americans with credit cards, 55 percent say they are carrying debt. As a result, finding ways to save money on credit cards…