3 Effective Ways to Achieve Financial Freedom
What does it mean to achieve financial freedom? When you become financially independent, you no longer have to rely on a job for income. Your investments can cover most or all of your living expenses — allowing you to spend more time with family and…
Are Porch Pirates Affecting Your Holiday Plans?
While wooden ships and hidden treasures may be a thing of the past, piracy is still alive and well. However, it looks a little different today. People have adapted to modern trade and e-commerce. Instead of waiting in ambush, now porch pirates will take things…
How to Unplug from Consumerism
With Black Friday just past and the long holiday shopping season ahead, it’s time to think about how to unplug from consumerism. Webster’s Dictionary defines consumerism as, “A preoccupation with and an inclination toward the buying of consumer goods.” Consumerism occurs when you think about…
Wealthy People Have 58% Fewer Problems
I spent many years studying the rich and the poor in my Rich Habits Study and found that there were twelve problems almost everyone has to contend with in life: Health Problems Financial Problems Family Problems Neighbor Problems Home Repair Problems Car Problems Addiction Problems…
Is It Too Late To Start Christmas Shopping?
Many people start their Christmas shopping at some point in November, allowing them to take advantage of sales that are ramping up and events like Black Friday. However, if you aren’t able to dedicate cash to Christmas shopping before Black Friday passes, you may start…
How Studying Business Psychology Can Help Your Start-Up Venture
Entrepreneurs interested in starting their own business can improve their chances of success by studying business psychology for start-ups. Understanding psychology is very important to running a business, whether the task is being able to encourage the best from employees or being able to increase…
What Is the Best Savings Account Based on Your Age?
As we go through each decade of our lives, our financial goals and needs change. During your twenties and thirties, you may be focused on growing your career and saving for a house. In your forties and fifties, your attention will likely shift to wealth…
Here Are Three Seasonal Stocks That Should Be In Your Portfolio
Like the weather, the stock market also goes through seasonal changes. And, smart investors know that seasonal stocks present trading opportunities. This is especially true under current market conditions when prices are down. If you can identify patterns and trends to determine the best times…
What Is the Average Yearly Savings of a Minimum Wage Earner?
Many people worry that they aren’t setting aside enough for the future. As a result, they’re curious about the average annual savings rates of those with similar incomes, allowing them to compare their progress to others. While such comparisons can come with drawbacks – such…
Those Who Are Healthy Make More Money in Life
I’ve written extensively about the Rich Habits of eating less and eating healthy because I discovered in my Rich Habits Study, that’s what most self-made rich people do. Self-made rich people, according to my research, exercised almost every day, moderated how much they ate and…